PNLF: Q3/2010 Result

PNLF: Q3/2010 Result

Fresh from the oven buat ngupi ngupi, PNLF:Insurance sector

PNLF Date : 29-10-10
Financial Performance (in billion Rp)
www.investdata.net

2010 2009| 2008|
29-10-10 ....Q3 ....Q2 ....Q1|....Q4 ....Q3 ....Q2 ....Q1|....Q4|
---------- ------ ------ ------ ====== ------ ------ ------ ====== ------
Sales 1.706 1.092 625 2.075 1.473 847 256 1.228
COGS 1.157 716 414 1.604 1.129 651 177 850
Gross Marg 548 376 211 470 344 195 78 378
GM (%) 32 34 33 22 23 23 30 30
Opr Profit 548 376 211| 470 344 195 78| 378
OP (%) 32 34 33 22 23 23 30 30
Net Profit 548 376 211| 465 341 193 77| 367
NP (%) 32 34 33 22 23 22 30 29
---------- ------ ------ ------ ====== ------ ------ ------ ====== ------
Stk Price 195 183 185 184| 83 145 210 152| 83
Book Value 232 223 216| 246 195 188 181| 180
PBV 0,84 0,79 0,83 0,85| 0,34 0,74 1,11 0,84| 0,46
DER 0,41 0,42 0,46| 0,20 0,44 0,42 0,37| 0,37
---------- ------ ------ ------ ====== ------ ------ ------ ====== ------
ROE (%) 13 14 16| 7 9 8 7| 8
ROE (Qtr) 12 12 16 8 12 10 7 -1
ROA (%) 9 9 11| 6 6 6 5| 6
Opr prof/share 22 15 8| 19 14 8 3| 15
EPS 22 15 8| 19 14 8 3| 15
EPS (Qtr) 7 6 8| 5 6 4 3| -0
EPS (Annu) 30 31 35| 19 19 16 12| 15
PER 6,39 6,00 5,89 5,22| 4,27 7,62 13,02 11,82| 5,42
PER (Qtr) 6,78 6,37 6,71 5,22| 4,01 5,85 10,82 11,82|-31,12
---------- ------ ------ ------ ====== ------ ------ ------ ====== ------
COP (year) 6,39 6,00 5,89 5,21 4,23 7,57 12,87 11,58 5,26
CLOP(year) 9,54 9,14 8,88 8,01 6,73 12,08 17,70 16,70 9,49
CLOP(Qtr) 10,13 9,71 10,13 8,01 6,27 9,32 14,80 16,70 -64,77
---------- ------ ------ ------ ====== ------ ------ ------ ====== ------
Sales Growth(%) 15 28 144 68
Op.Prof Growth(%) 59 92 168 24
Net.Prof/EPS Grow 60 94 174 26
PEG (<1) 0,10 0,06 0,03| 0,16
---------- ------ ------ ------ ====== ------ ------ ------ ====== ------
Sales(Qtr) 613 467 625 601 626 591 256 -7
COGS (Qtr) 441 302 414 475 477 474 177 6
Gross Marg(Qtr) 172 165 211 126 148 116 78 -13
GM (%) 28 35 33 20 23 19 30 190
OP.PR (Qtr) 172 165 211 126 148 116 78 -13
OP % 28 35 33 20 23 19 30 190
NET.PR (Qtr) 172 165 211 123 148 116 77 -15
NP % 28 35 33 20 23 19 30 220
---------- ------ ------ ------ ====== ------ ------ ------ ====== ------
Asset 7.869 7.607 7.542| 7.078 6.746 6.409 5.957| 5.921
Liability 2.302 2.254 2.364| 1.175 2.069 1.888 1.611| 1.595
Equity 5.567 5.352 5.178| 5.903 4.677 4.520 4.346| 4.325
Capitalis. 4.672 4.385 4.433 4.409| 1.989 3.474 5.032 3.642| 1.990
Share(mil) 23.964 23.964 23.964 23.964 23.964 23.964 23.964 23.980
---------- ------ ------ ------ ====== ------ ------ ------ ====== ------

See ERROR and OMISSION
- http://www.investdata.net/QQCPNLF.TXT

Date: 29-10-10 FINANCIAL RATIO COMPARISON
Sector: INSURANCE
Ranked by: ROE
www.investdata.net

|-- ---- ------- --- --- --- ---- ---- --- ---------- ===--------- ===------ --------- ----------- ----------- ----- ------ --------
| | | |(1) (2) (3)| (4) (5)|(6)| (7) | (10) | (8) | (9) |(11)(12)(13|(14)(15)(16| (17)| (18) | MARKET|
| | | SALES |GRS OPR NET| |ROA| ROE | PER | COP | CLOP |YoY GROWTH |Q3/Q2 GROWT| | LAST | CAP. |
|NO|STOC|bio Rp |MAR PRF PRF| PBV DER| | |*LAST*| | | | OPR NET| OPR NET| PEG |PRICE |bio Rp |
| | |mio USD| % % % | | | Q2 Q3|QUARTR|TDY Q3 Q2|TDY Q3 Q2|TDY Q3 Q2|SAL PRF PRF|SAL PRF PRF| | |mio Usd|
|-- ---- ------- === === === ==== ==== === === ---****** --- -- -- === -- -- === -- -- --- --- === --- *** *** =====|======|=======|
| 1 AMAG 186| 38 27 22| 0,5| 0,8| 9| 17 17|20 2| 2| 2 2| 2| 2 2| 6| 6 7| 11 -4| -9| 4 39| 18|-0,32| 135| 165|
| 2 PNLF 1.706| 32 32 32| 0,8| 0,4| 9| 14 13|12 6| 6| 6 5| 6| 6 5| 9| 9 8| 15 59| 60| 31 4| 4| 0,11| 195| 4.672|
|-- ---- ------- === === === ==== ==== === === --- ====== -- -- -- === -- -- === -- -- --- --- === --- --- === =====|======|=======|

1. GRS MRG: Gross Margin to Sales (in %)
2. OPR PRF: Operating Profit to Sales (in %)
3. NET PRF: Net Profit to Sales (in %)
4. PBV: Stock Price to Book value
5. DER: Debt Equity Ratio
6. ROA: Return On Asset (in %)
7. ROE: Return On Equity (in %)
QTR: ROE Quartely, using Most Recent Quarter's Net Profit
8. COP: Capitalisation to Operating Profit (in years)
9. CLOP: Capitalisation + Liability to Operating profit (in years)
10. PER: Price Earning Ratio
QTR: PER using Most Recent Quarter's Net Profit
11. Sales Growth in % (Year on Year comparison)
12. Operating Profit Growth in % (YOY comparison)
13. Net Profit Growth in % - (YOY comparison)
14. Sales Growth in % - (Most Recent Quarter comparison)
15. Operating Profit Growth in % - (MRQ comparison)
16. Net Profit Growth in % - (MRQ comparison)
17. PEG = PER / Net Profit Growth
- http://www.investdata.net/QZA3INS6.TXT