Tuesday, July 31, 2012

BBRI VS BBCA: H1/2012



PER BBRI cuman setengah BBCA: KENAPA ????
Date: 31-07-12                        FINANCIAL RATIO COMPARISON
                                           Sector: BANKING
                               Ranked by: YoY Operating Profit Growth
                                          www.investdata.net 
 
|-- ---- ------- --- --- --- ---- ---- --- ---------- ===--------- ===------ --------- ----------- ----------- ----- ------ --------
|  |    |       |(1) (2) (3)| (4)  (5)|(6)|    (7)   |     (10)   |   (8)   |   (9)   |(11)(12)(13|(14)(15)(16| (17)| (18) | MARKET|
|  |    | SALES |GRS OPR NET|         |ROA|    ROE   |     PER    |   COP   |   CLOP  |YoY GROWTH |Q2/Q1 GROWT|     | LAST |  CAP. |
|NO|STOC|bio Rp |MAR PRF PRF| PBV  DER|   |      |*LAST*|         |         |         |    OPR NET|    OPR NET| PEG |PRICE |bio Rp |
|  |    |mio USD| %   %   % |         |   | Q1 Q2|QUARTR|TDY Q2 Q1|TDY Q2 Q1|TDY Q2 Q1|SAL PRF PRF|SAL PRF PRF|     |      |mio Usd|
|-- ---- ------- === === === ==== ==== === === ---****** --- -- -- === -- -- === -- -- --- --- === --- *** *** =====|======|=======|
| 1 BBRI  24.451| 72  42  35| 3,1| 7,6|  3| 31  31|32  9| 9|  9 10| 8|  7  8|28| 27 27|  3  31| 28|  2   1|  5| 0,35| 7.000|172.684|
| 2 BMRI  20.222| 62  45  35| 2,8| 7,5|  2| 20  21|22 12|13| 11 11|10|  9  9|37| 36 37| 11   9| 13|  3  13| 10| 1,04| 8.300|193.666|
|-- ---- ------- === === === ==== ==== === === --- ====== -- -- -- === -- -- === -- -- --- --- === --- --- === =====|======|=======|
 
1. GRS MRG: Gross Margin to Sales (in %)
2. OPR PRF: Operating Profit to Sales (in %)
3. NET PRF: Net Profit to Sales (in %)
4. PBV: Stock Price to Book value
5. DER: Debt Equity Ratio
6. ROA: Return On Asset (in %)
7. ROE: Return On Equity (in %)
         QTR: ROE Quartely, using Most Recent Quarter's Net Profit
8. COP: Capitalisation to Operating Profit (in years)
9. CLOP: Capitalisation + Liability to Operating profit (in years)
10. PER: Price Earning Ratio
         QTR: PER using Most Recent Quarter's Net Profit
11. Sales Growth in % (Year on Year comparison)
12. Operating Profit Growth in % (YOY comparison)
13. Net Profit Growth in % - (YOY comparison)
14. Sales Growth in % - (Most Recent Quarter comparison)
15. Operating Profit Growth in % - (MRQ comparison)
16. Net Profit Growth in % - (MRQ comparison)
17. PEG = PER / Net Profit Growth 

- http://www.investdata.net/QZC2BAN2.TXT

BBCA:
                              BBCA                       Date : 30-07-12
               Financial Performance (in billion Rp)
                          www.investdata.net
             
                           2012                        2011|         2010|
         30-07-12 ....Q2 ....Q1|....Q4 ....Q3 ....Q2 ....Q1|....Q4 ....Q3|
---------- ------ ====== ------|------ ------ ====== ------|------ ------
Sales             13.196  6.521 24.566      0 11.841  5.790 20.660 14.881
COGS               4.006  2.052  7.730      0  3.810  1.942  7.723  5.405
Gross Marg         9.189  4.468 16.836      0  8.030  3.847 12.936  9.476
GM (%)                69     68     68***.***     67     66     62     63
Opr Profit         6.393  2.895|13.618      0  5.981  2.534|10.653  7.497
OP (%)                48     44     55***.***     50     43     51     50
Net Profit         5.298  2.303|10.819      0  4.792  2.016| 8.479  6.108
NP (%)                40     35     44***.***     40     34     41     41
---------- ------ ====== ------|------ ------ ====== ------|------ ------
Stk Price   7.950  7.300  8.000| 8.000      0  7.450  6.950| 6.400  6.700
Book Value         1.867  1.817| 1.723      0  1.523  1.480| 1.399  1.331
PBV          4,26   3,91   4,40|  4,64   0,00   4,89   4,70|  4,57   5,03
DER                 7,98   8,05|  8,09   0,00   8,15   8,05|  8,51   8,56
---------- ------ ====== ------|------ ------ ====== ------|------ ------
ROE (%)               23     20|    25      0     25     22|    24     25
ROE (Qtr)             26     20    103***.***     29     22     27     26
ROA (%)                2      2|     2      0      2      2|     2      2
Opr prof/share       262    118|   558      0    245    104|   437    307
EPS                  217     94|   444      0    196     82|   348    250
EPS (Qtr)            122     94|   444      0    113     82|    97     87
EPS (Annu)           434    378|   444      0    393    331|   348    334
PER         18,28  16,78  21,15| 18,02   0,00  18,94  20,99| 18,39  20,04
PER (Qtr)   16,16  14,85  21,15|  4,50****,**  16,35  20,99| 16,45  19,18
---------- ------ ====== ------|------ ------ ====== ------|------ ------
COP (year)  15,15  13,91  16,83  14,31   0,00  15,17  16,70  14,64  16,33
CLOP(year)  43,55  42,31  47,61  39,27   0,00  40,48  45,35  41,89  44,12
CLOP(Qtr)   39,79  38,66  47,61   9,82   0,00  35,12  45,35  35,35  41,93
---------- ------ ====== ------|------ ------ ====== ------|------ ------
Sales Growth(%)       11     12     18   -100
Op.Prof Growth(%)      6     14     27   -100
Net.Prof/EPS Grow     10     14     27   -100
PEG (<1 ----------="----------" ------="------" -3.810="-3.810" -4.792="-4.792" -5.981="-5.981" -8.030="-8.030" 0181.521169.338="0181.521169.338" 0302.664290.407="0302.664290.407" 0339.786326.471="0339.786326.471" 0="0" 1.764="1.764" 1.868="1.868" 1.942="1.942" 1.953="1.953" 10.819="10.819" 13.618="13.618" 16.836="16.836" 1="1" 2.016="2.016" 2.052="2.052" 2.128="2.128" 2.303="2.303" 2.318="2.318" 2.370="2.370" 2.534="2.534" 2.629="2.629" 2.776="2.776" 2.895="2.895" 2.994="2.994" 24.365="24.365" 24.566-11.841="24.566-11.841" 3.155="3.155" 3.446="3.446" 3.460="3.460" 3.498="3.498" 3.618="3.618" 3.847="3.847" 32.431="32.431" 34="34" 35="35" 36.064="36.064" 363.087356.439="363.087356.439" 37.122="37.122" 39="39" 4.183="4.183" 4.468="4.468" 4.721="4.721" 408.578400.731="408.578400.731" 40="40" 41="41" 43="43" 44.291="44.291" 44="44" 45.491="45.491" 45="45" 48="48" 5.382="5.382" 5.778="5.778" 5.790="5.790" 50="50" 52="52" 54="54" 55="55" 56="56" 59="59" 6.051="6.051" 6.521="6.521" 6.675="6.675" 66="66" 67="67" 68="68" 69="69" 7.730="7.730" 70="70" and="and" asset="asset" capitalis.193.703177.866194.921="capitalis.193.703177.866194.921" cogs="cogs" equity="equity" error="error" gm="gm" gross="gross" liability="liability" marg="marg" mil="mil" net.pr="net.pr" np="np" omission="omission" op.pr="op.pr" op="op" pre="pre" sales="sales" see="see" share="share" tr="tr">
- http://www.investdata.net/QQJBBCA.TXT

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